Thomas Murphy - Pine Shores Real Estate

Posted by Thomas Murphy on 10/1/2017

Itís as if your entire life shuts off when you lose power at home. Television, landline telephones, kitchen appliances and music arenít the only technologies that you lose during power outages. When the power goes out at your house, you canít get on the Internet or cook.

Cut back on home power outage inconveniences

Let power outages happen at night and you wonít be able to see good in the dark. The longer power stays out at your house, the worse conditions get. After a while,the battery on your cell phone will run down, leaving you without the chance to connect to family and friends without venturing outdoors.

Although you might feel helpless when the power goes out at your house, there are a few things that you can do to prevent power outages. There are also steps that you can take to respond to power outages, so the experience doesnít halt your day too much. To prevent home power outages, you could:

  • Reduce the chances that electricity will damage your home Ė Contact your utility company to repair electrical wiring. Specific instances when you will want to do this include when wires hang so close to your house that they actually brush your house during high winds and when apiece of a wire breaks.
  • Cut away low hanging tree limbs Ė Power lines donít only cause damage when they hit your home. They can knock out power if they get caught in tree limbs. When youíre outside performing general maintenance on the exterior of your home, look for and cut away low hanging tree limbs.
  • Check electrical boxes Ė Check with your utility company to see if electrical boxes need to be moved or reinforced. A bad transformer can cause power outages throughout your neighborhood.
  • Remove termites Ė Although termites are famously known for causing wood damage, they can also cause power outages.
  • Turn off unused appliances Ė By turning off appliances when they are not in use, especially during harsh weather storms,you reduce the amount of power that your house demands, which could help you to avoid a power outage.

Despite your best efforts, power outages occur. Keeping candles and batteries nearby are not the only things that you can do to respond to power outages at home. Additional steps that you could take include:

You have to deal with enough unexpected events at your house. Regular power outages shouldnít be among those events. If you take proactive steps, you could reduce the number of times that the power goes out at your house. You could also keep your home safer during hard weather storms.

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Posted by Thomas Murphy on 9/24/2017

New England is known for its beautiful homes, food and history. Men and women who played a role in the early development of the United States are celebrated by residents and visitors to New England. Some led the way to social, political, academic, business,arts or literary advancements.

However, the regions early founders are not the only women and men who made an impact on Americaís history whether that history be made during the countryís formative or more recently. Check out this list of famous people who were either born or lived in New England.

New England Homeowners and Residents Make Huge Advancements for America

As one of Americaís founders, Benjamin Franklin was born in Boston, Massachusetts on January 17, 1706. Throughout his career,he served in various capacities including as President of Philadelphia and postmaster general. He may be more widely known for his scientific discoveries with meteorology and electricity.

Born in Framingham, Massachusetts in 1723, Crispus Attucks is widely recognized as the first American casualty of the American Revolution,also referred to the as the Boston Massacre. Discussions that center on the American Revolution often lead to Crispus Attucks and the role that he played in America's early history.

Calvin Coolidge served as the 30th President of the United States. Prior to becoming President, this Vermont native worked as an attorney. He attended Amherst College and spent his early adult years in Northampton, Massachusetts. New England remains an area that has a significant impact on America's political landscape, particularly when it comes to presidential elections.

Emily Dickinsonís writings were discovered nearly by accident. A graduate of Amherst College, Emily Dickinson preferred to keep to herself. She wrote well over 1,600 poems, but only published a few of them on her own. It was her sister who took the steps to get Emilyís many poems in print. Today, you'd be hard pressed to find a serious American poet who hasn't heard of Emily Dickinson.

Similar to Emily Dickinson, Sylvia Plath is a poet who hails from New England. Birthplace for Sylvia Plath is Boston,Massachusetts. She grew up in the same area that the St. Thomas Aquinas Church is located in. In addition to influencing poetry, Sylvia Plath has served as a voice for people struggling to fit in the world.

Frederick Douglass was born in February 1818. He is among Americaís most impactful abolitionist. Although Frederick Douglass was born in Maryland, he spent a portion of his adult years in New Bedford, Massachusetts. He taught himself to read and write and was a key to the success of the Underground Railroad.

George W.Bush, Barbara Walters, Adam Sandler, Donna Summer, Katharine Hepburn, Ralph Nader and Stephen King are among New Englandís modern day residents. Their influence spans across media, comedy, politics and the arts.

People from New England have left an indelible mark on Americaís landscape. Many of them lived in the area at a time when historic Georgian, Cape Cod and Victorian homes were in vogue. Some homes like the Sarah Orne Jewett House and the Quincy House are national treasures, reflecting interior and exterior home designs that continue to inspire great appreciation.

Posted by Thomas Murphy on 9/19/2017

This Single-Family in Dennis, MA recently sold for $167,000. This Ranch style home was sold by Thomas Murphy - Pine Shores Real Estate.

65 Siasconset Avenue , Dennis, MA 02639



Sale Price

Total Rooms
Cheap-o price. In the beach area of Dennisport Could be brought back to its cute beach cottage style but will need some work. Buyer will be responsible for septic system. Being sold ''AS IS''. Prefer cash OFFERS. I am told it is not in Flood zone. Conner gentle sloping lot with woods across the street. You could be the one to make it happen!

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Categories: Sold Homes  

Posted by Thomas Murphy on 9/17/2017

Since home values are continually on the rise, it makes more sense for many Americans to tap into their home equity for financial security. The home equity line of credit is a great resource that has come back with many benefits. You can finance so many things from home improvement projects to the vacation you have always wanted with a reverse mortgage. There are consequences if you donít turn to home equity with careful thought. You could end up owing more than your home is even worth at a certain point. Thatís not giving you any value. 

Smart Financial Moves

Tapping into a home equity line of credit could be a smart financial move. If you use little to none of the money it can be wise to have extra cash on hand for emergencies, considering rates are so low for home loans. It can help you to be prepared for unexpected financial setbacks. The key is to not use the money unless itís absolutely necessary.

Good Ideas For Home Equity

  • Emergency fund
  • Home renovations
  • Education funds (if youíll be able to pay it back in a timely manner)

Bad Ideas For Home Equity

  • Vacations
  • Car purchase
  • Random spending

If youíre expecting an increase in income and need some extra cash on hand for a purpose, using a home equity line of credit can be a good resource. Also, if youíre selling your home soon, tapping into home equity for improvement projects can help to give you a better return on the sale. 

Home Equity Is Not An Unlimited Source Of Funds

Home values can change drastically with the market and the amount of demand. The amount of equity you may have can change as well, and your repayment amounts can vary drastically based on the state of the housing market. While tapping into home equity will most likely put you in the positive, you could end up in the negative if youíre not carefully prepared.

The Ways To Draw On Your Home Equity

There are 3 main ways to draw on your homeís equity. In any of these cases, you cannot borrow more than 80% of your homeís value from any lender. 

Cash-out Refinance

This loan is exactly as it sounds; you take a set mount of cash out from your home and refinance it at the same time. 


Home Equity Loan

This is a loan that is sometimes referred to a second mortgage. This usually has a fixed rate. 

Home Equity Line Of Credit

This loan is like using a credit card. Thereís a maximum that you can borrow, and you use money as you need it. After a certain amount of time, you can no longer draw on the money.  

Refinancing your home will extend the life of your mortgage. Youíll have higher costs but end up with lower rates most often.

Questions To Consider When Thinking Of A Home Equity Line Of Credit

  • Does your home need renovations?
  • Is the loan rate lower than other types of loans like car loans?
  • Do you need to consolidate your debt?
  • Are you facing large bills like medical bills or college tuition? 
  • Are you starting a business?

Used in smart ways, home equity can be a great financial resource for you. Consider your options and plan your finances wisely. Your home is in fact your biggest asset! 

Posted by Thomas Murphy on 9/10/2017

Whatís the optimal commute time for most people to get to and from work? According to many surveys and research studies, this amount of time is around 30 minutes at the most. The closer you live to your job, the happier youíll be (that is of course if you do like your job!) If you live further from work, you may think that the bigger house is worth it because of your paycheck. If your commute is miserable, however, you may want to rethink your journey. 

Youíll choose where you live based on a variety of factors including the neighborhood dynamics, the school system and the safety of the area. You may be willing to sacrifice one of these factors to gain another. 

Metropolitan Or The Suburbs? 

Generally speaking, the center of jobs tends to be in metropolitan areas. Yet, better schools and neighborhoods are often seen outside of the city. This makes for longer commute times. Depending upon which city youíre talking about, commute times can vary widely. New York and Los Angeles may beat smaller cities like Cleveland or Kansas City in the average number of minutes that people commute to work.

Donít Worry, Be Happy 

Your happiness factor is very important when it comes to your living situation and your commute time. Whatever is most important to you should go on the top of your property search list. If you donít mind spending an hour in the car each way to get to and from work, then you can live a bit farther away without much issue. Youíll also need to add in factors like public transportation, if thatís important to you.   

If you do prefer to take public transportation to get where you need to go, you may need to weigh a few factors. Youíll need to look in areas where trains and buses are more accessible. Living closer to public transportation can often come at a bit of a higher price tag. However, youíll be able to save some money on the cost of keeping a vehicle. All of these factors need to be kept in mind when youíre beginning your house search and making your wishlist.   

Remember that the area of the country that you choose to live in has an effect on your commute. While some cities have more traffic than others, jobs my be more plentiful in a wider area, making it easier and more affordable to live closer to work. New York City has a much different dynamic than Tulsa, letís say. 

Working From Home

In the most ideal of situations, maybe your commute is only to your home office! In this case, youíll only need to be mindful of how far it is to get to the places you need to visit most often. Youíll also want to find a home that has a good space for you to have your office in. 

We all need to work in order to pay for the beautiful homes that we own. Why not make it much easier to get to and from work, and be mindful of commute times in your home search? With todayís technology, itís a whole lot easier to get this information, so do your research! Happy house hunting!

Tags: commute   home commute  
Categories: Uncategorized