That kitchen sink faucet needed replacing for a while, but between the cost of the new faucet and the cost of paying the hourly rate of the plumber and his helper, it is still the same old faucet. It works—sort-of—at least water comes out. Then, while watching one of those shows (that is either remodeling a house to live in or to flip and make some money), you see them change out the kitchen faucet, and you say to yourself, "I can do that.”
So, the adventure begins.
On the surface, changing out a faucet does not seem like such a challenging project. However, if you are not doing plumbing on a regular basis, it can get more complicated. The first step is that you have to buy the faucet you want that will look good. That seems simple enough, but there are holes already drilled in the sink or the countertop, so you must get a faucet that will fit those. There are two ways to size the holes: either remove the old fixture or get under the sink to measure the distance between the holes. (This is particularly important if this is an older home.)
Now to do the work.
Removing the faucet requires crawling under the sink.
Following the instructions that came with the faucet, you get it attached to the sink, and it looks GREAT! Unfortunately, you go to connect the waterlines, and the ends do not match the faucet. So, you remove the waterlines from the inlet valve and head to the DIY store to find new lines that will fit. You also remember to take all of that drain pipe with you because you are going to need to replace it and make it fit correctly.
Wrap it up!
Now you have the new parts you can get the water attached and the drain pipes reconnected. The drain pipes look a lot different, but they work, and they do not leak. Congratulations to you!
You have finally replaced that old faucet. It looks good, but bummer it took you all Saturday morning and then some. Maybe you should have paid that plumber for an hour. You could have done something more fun. Plumbing is one of those DIY things that when you do not do it all of the time, you NEVER have the correct pieces and you end up making several trips to the store. You are not alone.
The choice is yours: spend money or spend time. DIY can be satisfying or frustrating, so remember to start a project with your eyes open to what could be involved. Good luck!
For a referral to a qualified plumber, check with your real estate professional.
Money experts recommend having an emergency fund, however, that is easier said than done. You will want to have at least three to six months of living expenses in your emergency fund. Here are some tips on how to get there:
Determine how much you need Calculate how much you spend each month. Add up your rent/mortgage, car payments, insurance, food and utilities. This will give you an idea of how much you will need to save.
Start small
If you find it hard to save, start by saving small amounts. Even if you only saved $20 per week for one year, you would increase your savings account by $1040.00
Have achievable goals Start with a small goal and gradually work towards a larger one. Set your initial goal of one month's savings and build upon that. If you start small and make savings a habit it will be easier to save.
Make it automatic Set up automatic contributions to your savings account. Move a specified amount of money to your savings account through direct deposit. If you do this you may not even miss the money.
Watch where your money goes Keep track of how much money you spend. Calculate your spending average and try to spend less. Another great way to save is to find areas where you can cut back.
What are some of your best tips for saving money?
Did you know the average family spends over $1600 a year on utility bills alone? Here are some simple steps you can take to not only save energy but also put some money back in your pocket.
Choosing between satelllite television or a local provider in today's world is a lot more complicated than it was a decade ago. Cable TV has made a concentrated effort in the last decade to offer the channel variety of a satellite television service, while satellite television has tried to offer the same kind of bundle deals to their customers that make cable subscriptions so appealing to people who like the idea of an all-inclusive bill for their at-home entertainment. While both services can be very rewarding in terms of quality of service and variety, your family's entertainment needs will have to be ultimately considered if you want to make the best decision possible. In this guide, I will attempt to highlight the best features of each service, how they stack up to each other in terms of quality, and illuminate the potential drawbacks for each.
Cable TV
Cable television offers you an easy opportunity to condense all of your digital services into one package (Phone, tv, and internet.) While some satellite television companies offer similar packages, they usually have to hire a third-party company in order to be able to do so. And with cable television moving into the digital realm a little more every year, they are now finally providing picture quality that you could only previously get with satellite television. Additionally, you never have to worry about bad weather affecting your reception like you would if you were to chose a dish network. Also, many cable companies now offer DVR as part of their digital packages, which allows you to pause, record, and rewind any program you'd like, a service only previously available to satellite customers. If your family's home entertainment needs center around fast, high-quality internet service, and your television requirements can be satisfied without needing hundreds of channels, a cable television package will definitely suit your needs.
Satellite TV
While it may sound like Cable TV is the more appealing option at this point, you must consider a few things; namely, Satellite TV absolutely trumps cable in terms of the sheer variety of programs and content. Dish TV boasts a roster of 250+ channels, and the number is always growing. That includes over 80 PPV channels, whereas cable can only manage about 40. In addition, satellite television offers you a slew of international programming that a cable service simply cannot compete with. Dish TV also consistently outperforms Cable in terms of customer service ratings. But while Dish TV currently has the edge in terms of variety, your access to local programming is pretty limited. And, as mentioned previously, reception can be an issue during inclement weather. Your property will also need to have an unobstructed view of the sky in order to receive optimal reception, which can be a problem for some homeowners.
As far as pricing is concerned, your television needs may be the determining factor. If having television in every room is a must for you, then opting for a cable package may suit your needs better. Satellite companies tend to offer per room fees, which can be expensive in the event that you would like the service to extend beyond one or two televisions. There is also the equipment cost to consider. While opting for a satellite package may cost you more money up front, your monthy bill will more often than not be lower than a cable package, as maintainance costs tend to be lower.
For additional information on cable television, please visit www.comcast.com or www.verizon.com/fios
For additional information on satellite television, please visit www.directstartv.com or www.dish.com
The warmer weather is here. If you don't have air conditioning or just want to save money by not turning it on as often there are lots of ways to keep cool. So before you turn on the air or get overheated here are some tips on how to cool down your home as well as some tips for cooling yourself.
1. Keep the blinds shut
Keep the heat out by closing your blinds, curtains and windows during the day. This will block the sun's heat. Keep everything shut until night falls and its cool enough to open the windows.
2. Open the windows
After nightfall open the windows to allow the cool night air to blow throughout house.
3. Use a fan
Place ceiling fans and window fans in upstairs rooms to draw off the heat and push the heat outdoors. Set up fans to suck up the cooler air from the floor below, and blow the hot air upwards towards the ceiling.
4. Create your own air conditioner
Believe it or not you can make your own air conditioner. Place a metal bowl of ice in front of a fan, and adjust the fan so that the air is blowing over the ice.
5. Avoid adding heat
Don't add heat to your home especially during the day. Wait until the evening to take a hot shower, wash dishes and clothes or turn on the oven.